We want therapy to feel clear and accessible from the start. Most of our clients use insurance, and our team works with several major plans in New York. We also offer private-pay options. We will walk through costs before you begin so there are no surprises.
Understanding therapy coverage can feel confusing, especially when you are already carrying a lot.
We try to make the process simpler. When you reach out, we can help you understand whether we participate with your plan, what your likely costs may be, and which clinicians may be the best fit based on coverage, availability, and what you are looking for in therapy.
Insurance and availability matter because therapy has to be reachable. We hold those details alongside clinical fit, therapeutic style, identity-affirming care, and the deeper patterns you are hoping therapy can help you understand or change.
Our practice works with several major insurance networks in New York, including plans through:
Depending on the specific plan, this may include coverage connected to carriers such as:
Because coverage can vary by plan and clinician, we will help you sort through your options as part of the intake process.
For EmblemHealth specifically, all clinicians except Clark are currently in network.
For clients who are not using insurance, we also offer private-pay therapy.
Fees can vary depending on the clinician and the type of service. We will review this with you before you begin so you have a realistic sense of your options.
Our insurance hub has more plan-specific starting points for clients searching by network.
All of our therapists accept insurance plans we participate with, but not every clinician is in-network with every plan.
For EmblemHealth, all clinicians except Clark are currently in network.
Part of our matching process includes helping you find a clinician whose availability, style, and insurance participation line up as closely as possible with what you need.
Coverage is important, but it is not the whole story. We also pay attention to relational fit, clinical focus, and whether a therapist's way of working feels aligned with the kind of care you are seeking.
If we are not in-network with your plan, or if you prefer to work with a clinician outside your network, out-of-network benefits may still be available.
Depending on your plan, you may be able to receive partial reimbursement for therapy. We can provide the documentation you may need and help you think through whether this route makes sense for you.
Our goal is to make this part of the process feel straightforward, not confusing.
These are some of the questions people often ask when they are trying to understand insurance, costs, and how matching works before starting therapy.
Yes. Our practice works with several major insurance networks in New York, including Aetna, Carelon, Cigna, EmblemHealth, Optum, and MagnaCare. Coverage can vary by your specific plan and by clinician, so we help clarify whether we participate with your plan as part of the intake process.
Before you begin, we help you understand whether we participate with your insurance, what your likely copay, deductible, or out-of-pocket cost may be, and which clinicians may be available through your coverage. Our goal is to make costs feel clear before your first session.
If we are not in-network with your plan, or you prefer to work with a clinician outside your network, out-of-network benefits may still be available. Depending on your plan, you may be able to receive partial reimbursement, and we can provide documentation to support that process.
Yes. We offer private-pay therapy when you are not using insurance or when private pay is the better fit. Current ranges are $150-$250 for individual therapy with a licensed clinician, $200-$350 for couples therapy, and $75-$250 for reduced-fee therapy with a supervised clinician.
Yes. Matching includes looking at insurance participation, availability, and therapeutic fit. Because not every clinician is in-network with every plan, we help you sort through options so coverage and fit line up as closely as possible.
All Peace Love Wellness clinicians except Clark are currently in network with EmblemHealth. Coverage still depends on your specific plan and benefits, and we can help clarify your options during intake.
You do not need to choose alone. Share what you're looking for, your insurance, your availability, and any preferences that matter to you. We'll help guide you toward a clinician whose style, focus, and current openings fit your needs.
You do not need to sort through everything alone. If you have questions about coverage, cost, or getting matched with a therapist who accepts your insurance, we would love to help.